CA Auto Finance extends Opteven partnership to the UK

CA Auto Finance has launched a new partnership with vehicle warranty specialist Opteven in the UK, expanding a relationship already established in France and Italy. The move makes CA Auto Finance the exclusive UK partner for Opteven, broadening the range of warranty and protection products available to its customers.

The UK arm of CA Auto Bank said the agreement will give buyers financing their vehicles through CA Auto Finance access to an extended suite of mechanical breakdown warranties and value-added protection services. These will be offered through the firm’s nationwide dealer network.

Central to the launch is the introduction of the Total Care Warranty, which offers tailored coverage based on vehicle eligibility. The product includes higher claims limits and removes post-purchase restrictions linked to vehicle age or mileage, an approach both companies say is designed to provide more consistent protection throughout the ownership period.

The expansion comes as UK motorists face rising maintenance costs. Office for National Statistics data shows the cost of maintaining motor vehicles rose 7.9% between September 2024 and September 2025, reflecting ongoing inflationary pressures, supply chain constraints and rising labour costs.

CA Auto Finance and Opteven said the partnership aims to make warranty and insurance products easier to understand and more accessible to drivers who finance their vehicles through the lender, particularly as ownership costs rise and more consumers transition to electric vehicles.

The agreement forms part of a wider strategic collaboration between Crédit Agricole Personal Finance & Mobility – CA Auto Finance’s parent company – and Opteven. The two companies have created a 50/50 joint venture, Crédit Agricole Mobility Care Services, focused on automotive warranty and maintenance contracts.

“We are excited to be able to bring our products to CA Auto Finance customers in the UK, building on our strong partnership in Europe,” he said. “Together we ensure drivers have the tailored protection they need to keep moving forward when unforeseen challenges arise.”

“Our partnership with Opteven is a powerful business lever, allowing us to provide UK drivers with a range of products that ensures if trouble does strike, paying for damage is a more straightforward process,” he said. “This reassurance is increasingly vital, especially for those navigating the transition to electric mobility.”