ALBIS Leasing increases new business profitability in H1 2026

ALBIS Leasing AG has reported higher profitability in the first half of 2026, despite a slight decline in new business volumes, as the company maintained its focus on higher-margin business and reaffirmed its full-year guidance.

The German leasing provider increased its new business margin to 19.1% during the first six months of the year, up from 18.5% in the same period of 2025. The absolute new business margin also edged higher to €10.2 million, compared with €10.0 million a year earlier, continuing the company’s strategy of improving profitability.

New business volume totalled €53.4 million in the first half of 2026, marginally below the €54.3 million achieved in the prior-year period. Growth in the company’s strategic Retail/Manufacturers segment was offset by anticipated declines in its e-bike broker and EDEKA retailer portfolios, while broader macroeconomic uncertainty and continued consumer caution also weighed on activity.

Second-quarter performance reflected a similar trend. New business reached €28.6 million, compared with €30.8 million in the second quarter of 2025. However, profitability continued to improve, with the quarterly margin increasing to 18.5% from 18.2% a year earlier. The absolute margin eased slightly to €5.3 million from €5.6 million.

Sascha Lerchl, Member of the Management Board of ALBIS, said: “Our new business developed as expected in the first half of 2026.

“By concentrating on our growth segment Retail/Manufacturers, we were able to improve our margin again and thus further increase the profitability of new business. Overall, after the first six months of the year, we are well on track to achieve our targets for the year as a whole.”

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ALBIS continues to forecast new business volumes of between €100 million and €107.5 million for the full year and expects to achieve a slightly higher new business margin than in 2025.

Looking ahead, the company said it will continue to prioritise profitable business opportunities, particularly within the retailer and manufacturer segment, as it pursues its strategy of focusing on small-ticket leasing.

Lerchl added: “In the second half of 2026, we will continue to focus on new business that is profitable for us. We will thus continue to consistently implement our strategic focus on the small ticket business and on the profitable retailer/manufacturer segment.”