Auto Finance

The auto finance industry is navigating a period of unprecedented transformation. From the accelerating shift from ICE to BEVs, to the entry of new global OEMs and persistent cost pressures, every link in the value chain is being tested. Regulatory scrutiny is also intensifying - most notably around commission disclosure - forcing lenders and brokers to reassess sales practices, transparency, and compliance frameworks. As the industry adapts to rising complexity and consumer expectations, we examine the forces reshaping auto finance across the UK and Europe.