Scaling AI decisions in credit and residual value: from pilot to production

While many lenders are testing AI, most are still trying to answer the same questions: How do you trust it? How do you govern it? How do you scale it? And how do you improve decisions without increasing risk?

Katrin Herrling, CEO of FXC Intelligence, will share how AI helps underwriters investigate complex credit applications that sit between an obvious approval and an obvious decline. 

Antony Clegg, SVP Product at Odessa, will discuss how lenders are combining AI, machine learning, and human oversight to improve decision quality while maintaining transparency and control. 

Daypesh Patel, Managing Director at VIP Apps, will explore why successful AI adoption often depends more on people, processes, and culture than on technology. 

John Saffrett, Board Advisor at Charge Point will bring a residual value perspective, discussing how lenders can make better decisions when historical data is limited and markets change rapidly.

Key takeaways:

• Understand where AI is delivering real value today in credit and residual value management
• Consider what role humans should continue to play in AI-driven decisions
• Learn what practical lessons are emerging from early adopters

Tickets for the Finance Connect UK Summer Conference 2026 are strictly limited so book now.

Further information and the full conference agenda are available on the Finance Connect UK Summer Conference 2026 website.