EIB and BPCE Equipment Solutions Polska launch €200m SME finance programme

The European Investment Bank (EIB) and BPCE Equipment Solutions Polska have launched a €200 million financing programme aimed at improving access to funding for Polish SMEs and supporting investment in green technologies.

The EIB has signed the first €100 million tranche of the programme, with a second €100 million tranche due to be completed in 2027. Once fully deployed, the initiative is expected to support at least €80 million of green investment and help sustain around 30,000 jobs across Poland.

The funding will enable BPCE Equipment Solutions Polska to provide favourable financing to small and medium-sized enterprises, as well as mid-cap companies employing up to 3,000 people. Eligible investments include energy efficiency equipment, electric vehicles and charging infrastructure, waste treatment solutions, and industrial and agricultural machinery.

At least 20% of the total financing will be allocated to climate-related projects, supporting investments in energy efficiency, renewable energy and low-emission transport.

Marko Primorac, EIB Vice-President responsible for Poland, said:

“The attractive EIB financing allows BPCE Equipment Solutions Polska to extend more and better loans to smaller Polish firms for investments that improve their standing now and help build strong foundations for the future. Economic competitiveness and green transition are two sides of the same coin, a sweet spot for strategic investment in Europe’s sustainable development and continued prosperity.”

BPCE Equipment Solutions Polska will match the EIB’s investment under the programme, doubling the total funding available to businesses.

Sterghios Dassarecos, CEO of BPCE Equipment Solutions Polska, said: “This new agreement with the EIB is a testament to our shared vision of sustainable economic growth.

“In the current economic climate, access to flexible and attractive financing is crucial for Polish businesses. With this €200 million allocation, we are fully equipped to support our clients, particularly in the SME sector, in their transition towards greener, more energy-efficient business models.”

The programme reflects the EIB Group’s continued focus on improving SME access to finance across Europe. In 2025 alone, the EIB Group provided €17.8 billion in financing to support the sector.

In Poland, the EIB Group has invested €2.6 billion in intermediary lending for SMEs between 2022 and 2025 through agreements with a range of financial institutions, including Santander Consumer Bank, BNP Paribas Leasing Services, Crédit Agricole Bank Polska and Vehis. The portfolio underlines the growing importance of leasing and equipment finance in enabling investment, productivity and innovation among businesses.

The latest agreement also builds on the long-standing relationship between the EIB Group and Groupe BPCE, which began in 2000. Since then, the organisations have signed more than 140 financing agreements worth €8.6 billion, supporting projects across sectors including agriculture, energy, healthcare, innovation, security and defence in several European markets.