Credit Underwriter – Captive Asset Finance  – Nottinghamshire – Hybrid role (3 days in the office per week)

to £55k plus bonus and benefits.

Our client is well recognised global captive finance division of a manufacturer of  capital equipment.

We are looking someone to be part of a small, dynamic team. You will independently make decisions on moderately complex credit applications for asset finance proposals, working within the Company’s credit guidelines, policies, and procedures. You will support and maintain strong dealer and partner relationships and may assist with coaching and guiding junior colleagues.

Occasional customer and dealer visits will be required.

Major Duties:

• Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability.
• Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.
• Portfolio Management: Manage and review credit lines that fall within local authority limits, including processing renewals, monitoring customer performance, and authorising additional transactions within mandate.
• Customer Communication: Conduct customer visits to clarify financial queries, understand business needs, and strengthen relationships
• Dealer Support: Promote asset finance products, systems, and marketing initiatives to dealers and other stakeholders. Provide guidance to help dealers and area sales teams improve the quality and structure of proposal submissions.
• Stakeholder Engagement: Build and maintain strong relationships with dealers, Area Sales Managers, and internal stakeholders through regular communication and occasional in-person meetings.
• Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satisfaction.
• Team Development: Mentor and coach Junior and internal staff, contributing to their professional growth and capability development.
• Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.

Skills required:

• Credit underwriting in asset finance
• Good knowledge of financial analysis, accounting principles, and credit risk assessments.
• Experience working in customer service or related customer-oriented environments.

Contact:  In the first instance please send your cv to Mark Lyons at mark@marklyonsrecruitment.com or call 0161 258 0053 or 07470 476320 for a confidential discussion

If this role isn’t in the right location but you wish to register, then please visit www.marklyonsrecruitment.com to submit your details.