One.funding reaches two-year milestone

UK SME finance platform One.funding is celebrating its second anniversary, reflecting on two years focused on building scalable infrastructure, strengthening partnerships and creating a more connected funding ecosystem for UK businesses.

Since launching in 2024, the company said it has prioritised long-term sustainability over short-term growth, investing heavily in technology, compliance, people and operational infrastructure designed to support future expansion.

A key milestone during that period was securing full FCA permissions, alongside the development of its own in-house technology stack and a fully integrated supplier portal and lending panel aimed at improving collaboration between lenders, brokers and SME customers.

The business said its strategy has centred on creating a more aligned and efficient ecosystem that delivers improved outcomes for all parties involved in the funding process.

Over the past two years, One.funding has also expanded its network of partnerships with manufacturers and commercial organisations, strengthening its ability to provide accessible and tailored finance solutions to SMEs across the UK.

Internally, the company has built a multi-disciplinary team spanning marketing, New Business Associates (NBA), Business Advisors and Customer Experience functions, with a focus on delivering a consistent customer journey from initial enquiry through to funding and ongoing support.

Lee Schofield, founder of One.funding, said the business has remained focused on building solid foundations that support sustainable growth.

“The last two years have been about building properly, putting the right foundations in place, surrounding ourselves with good people, and creating something that works not just for us, but for our lenders, partners, and customers,” Schofield said.

“What we’ve learned quickly is that real growth comes from infrastructure and consistency, not shortcuts. We’re proud of the progress, but we’re still early in the journey, and there’s a lot more to come.”

As the business enters its next phase of growth, One.funding said it will continue investing in its platform, partnerships and internal capabilities, with a pipeline of developments planned to further enhance collaboration across the lending ecosystem.

The company also thanked its lender panel, broker network, customers and commercial partners for their support during its first two years in operation.