BearingPoint and autobiz partner on auto financing transparency

Consultancy BearingPoint and automotive data specialist autobiz have announced a partnership aimed at improving transparency and risk management in automotive asset-based financing across Europe.

The collaboration combines autobiz’s automotive market data and residual value expertise with BearingPoint’s Asset & Funding platform, which is used by financial institutions to structure and monitor asset-backed financing transactions.

The companies said the partnership is designed to help banks, captive finance providers and leasing companies manage automotive portfolios more effectively by integrating market-based residual value data directly into funding and risk analysis systems.

autobiz, which operates across 22 European markets, provides vehicle valuation models based on daily market observations. The company said its methodologies follow IFRS-compliant and audited processes designed to ensure consistency and transparency over time.

BearingPoint’s platform supports the full lifecycle of asset-based funding transactions, including data integration, portfolio structuring, cashflow modelling, scenario analysis and regulatory reporting for instruments such as asset-backed securities (ABS).

Through the partnership, autobiz’s residual value data and forward-looking forecasts will be embedded into the platform, enabling financial institutions to use regularly updated market valuations when structuring and monitoring automotive financing programmes.

The move comes as lenders face increased scrutiny around data quality and risk management, particularly following volatility in used-car markets in recent years.

Bertrand Chataing, chief sales and development director at autobiz, said the partnership aimed to extend automotive market expertise into the financial structuring process.

“This partnership reflects our ambition to extend the value of our automotive market expertise into the financial structuring sphere,” he said.

“By working with BearingPoint, we enable financial institutions to integrate reliable, market-based residual values into their funding processes, contributing to greater transparency and long-term stability across Europe.”

Donald Wachs, partner and global leader for BearingPoint Products, said combining automotive data with structured finance tools would help institutions make more informed funding decisions.

“By embedding autobiz’s residual value intelligence into BearingPoint’s Asset & Funding platform, our partnership turns high quality automotive market data into actionable asset-based funding decisions,” he said.

“It creates value for Vehicle and Equipment as a Service models by enabling consistent pricing, lifecycle management, and funding decisions across operational and financial processes thus strengthening transparency, capital efficiency, and resilience across the full asset horizon.”

The companies said the partnership would help financial institutions align with evolving regulatory expectations, including requirements under the EU’s Simple, Transparent and Standardised (STS) securitisation framework, while improving oversight of residual value risk in automotive loan and leasing portfolios.