VAS and jaam automation launch new motor finance oversight portal

Vehicle Asset Solutions (VAS), in partnership with technology firm jaam automation, has launched an AI-powered portal designed to standardise and strengthen oversight of dealers and brokers in the UK motor finance sector.

The new system comes as lenders face growing regulatory pressure following the Supreme Court’s ruling on discretionary commission arrangements (DCAs) and subsequent guidance from the Financial Conduct Authority (FCA). Both developments have increased the need for finance providers to demonstrate consistent, transparent monitoring of their intermediary networks.

Until now, oversight has typically involved a mix of questionnaires, audits and data requests that vary by funder. With many dealers and brokers working with multiple lenders, duplication of effort has become a growing concern across the industry.

VAS’s new portal, powered by jaam’s automation technology, aims to address this by offering a standardised, AI-enabled compliance review process. The system delivers funders a clearer view of regulatory risks while reducing administrative burden on intermediaries.

The portal incorporates two levels of oversight:

1. Attestation – a self-assessment tool for dealers and brokers, verified by VAS and presented to funders as a structured compliance report.
2. Audit – a more detailed virtual or in-person review, which can be triggered annually, randomly, or in response to identified risks.

The platform allows lenders to benchmark their networks against requirements such as Consumer Duty and commission disclosure rules, providing a single dashboard view of compliance health.

Paul Neal, Managing Director at Vehicle Asset Solutions, said: “This platform is not just a tech tool – it’s a strategic compliance asset.

“It empowers funders to deliver meaningful oversight while reducing the pressure on dealers and brokers. Most importantly, it helps raise industry standards through structured, repeatable best practice.”

Andrew Murphy, Co-Founder and Chief Strategy Officer at jaam automation, added: This is the kind of digital transformation the industry has been searching for.

“Our platform blends automation, AI, analytics and oversight tools to provide an intelligent, futureproof way of managing regulatory risk. It’s scalable, secure and built specifically for the world of motor “finance.”

The oversight portal is now available to finance providers across the UK. VAS and jaam confirmed they are in talks with several banks and lenders about adopting the platform.