Time Finance loan book reaches record £230m

Specialist finance provider Time Finance plc has reported that its lending book has reached a record £230 million, marking a new all-time high for the AIM-listed company.

As of 31 October 2025, the unaudited value of the Group’s lending portfolio was up 6% from the financial year-end position of £217 million on 31 May 2025, and 12% higher than the equivalent period a year earlier (£205 million).

The company said growth was driven by strong performance across its two strategic focus areas – Invoice Finance and the “Hard” subset of Asset Finance – both of which reached record levels. The Invoice Finance book now exceeds £75 million, up 13% year-on-year, while the Hard Asset Finance subset has surpassed £123 million, an increase of 28% from the previous year.

Together, these secured lending segments now account for more than 86% of the Group’s total portfolio, another record proportion for the business.

Time Finance said the continued growth in its lending book supports its three-year strategy to expand its gross lending portfolio to £300 million by 31 May 2028.

The company added that the ongoing momentum provides the Board with confidence that financial performance for the 2025/26 financial year will be at least in line with current market expectations.

Time Finance plans to issue an H1 trading update for the six months to 30 November 2025 on 16 December 2025, ahead of publishing its unaudited interim results on 27 January 2026.