PEAC Solutions acquires topi to expand Hardware-as-a-Service offering

PEAC Solutions, a provider of asset finance and leasing solutions, has announced the acquisition of topi, a Berlin-based fintech company that enables retailers and manufacturers to offer IT hardware subscriptions to business customers.

The deal strengthens PEAC Solutions’ presence in the fast-growing “Hardware as a Service” (HaaS) segment and enhances its suite of digital financing solutions aimed at supporting business technology needs.

Founded in Berlin, topi has developed a fully digital, API-driven platform that allows merchants to seamlessly integrate subscription-based IT hardware financing at the point of sale – whether through online stores, call centers, or physical retail locations. The solution provides businesses with flexible alternatives to cash purchases and traditional lending, making it easier for them to access essential IT equipment such as laptops, servers, and smartphones.

PEAC Solutions plans to leverage topi’s technology across its international network and in collaboration with original equipment manufacturers (OEMs) and reseller partners to expand subscription-based financing options globally.

Despite the acquisition, topi will continue to operate under its existing brand from its Berlin headquarters, servicing customers in Germany, Austria, the Netherlands, and Belgium. This approach ensures continuity for topi’s current customers, partners, and employees while tapping into PEAC Solutions’ financial resources and global scale.

“The continued transformation of our industry towards ‘as-a-service’ based subscription models is undeniable,” said William Stephenson, Global CEO of PEAC Solutions.

“This strategic acquisition of topi will be a massive differentiator for PEAC Solutions. It will allow us to deliver an innovative solution to our partners and customers, and it will play an integral role in the ambitious growth strategy that we have for the technology sector and other target markets.”

Charlotte Pallua, CEO and co-founder of topi, echoed the optimism: “We are excited to join the PEAC Solutions family.

“By combining topi’s innovative and easy to use tools with PEAC Solution’s financial strength, specialised market knowledge and network, I am confident that we will deliver even more value to OEMs, resellers and business customers.”