J3683 – Credit & Collections Team Leader – UK, Nottingham (Hybrid) – Asset Finance

£55,000–£68,000 basic, excellent bonus and benefits.

New Leaf Search is partnering with an established Asset Finance organisation in its search for a Credit & Collections Team Leader to oversee UK credit underwriting and collections operations within its captive finance business

This is an opportunity for an experienced credit professional to lead a team of seven, comprising five Underwriters and two Collections Specialists, ensuring sound credit decisions, effective collections management and consistently high operational standards

The role combines hands-on credit expertise with people leadership, process improvement and operational development, supporting finance activity across a varied portfolio that includes agricultural and groundcare equipment

Key Accountabilities:

• Lead, coach and develop a team of Credit Underwriters and Collections Specialists, providing guidance and support to maintain high performance standards
• Oversee the assessment and underwriting of retail finance applications, ensuring timely, accurate and well-documented credit decisions
• Manage collections activity, focusing on reducing arrears and maintaining portfolio quality
• Provide oversight of more complex transactions, credit facilities and cases requiring manual underwriting
• Ensure credit and collections activities comply with relevant policies, procedures and regulatory requirements
• Review and improve internal processes to enhance operational efficiency, consistency and risk management
• Support digital transformation and automation initiatives across credit operations
• Monitor team performance, workloads and service delivery, addressing issues and identifying opportunities for improvement
• Work collaboratively with internal stakeholders to support effective credit decision-making and customer outcomes

Person Specification:

• A degree in Finance, Business, Economics or a related discipline
• At least five years’ experience in Credit Underwriting, Collections or Risk Management, ideally within Asset Finance, Automotive Finance or Commercial Banking
• At least two years’ experience managing or leading credit operations teams
• Strong understanding of credit assessment, underwriting processes and portfolio risk
• Sound analytical skills and the ability to make balanced, commercially informed credit decisions
• Proven ability to develop effective processes and workflows while maintaining appropriate risk controls
• Excellent communication, stakeholder management and people development skills
• A collaborative leadership style, with the ability to motivate and support a team through operational change

Working Arrangements

Hybrid working is available, with an initial requirement to work five days per week in the office for the first six months, moving to three office days and two days working from home thereafter

We strongly favour applicants with proven, relevant experience in Financial Services, particularly in Asset Finance and Leasing. Relevant IN-COUNTRY experience is required; applications without it will not be considered

Contact us for a confidential discussion

📩 Apply in confidence by sending your CV

Job Reference:	J3683
Contract Type:	Permanent
Remote Working:	Hybrid
Location:	Nottinghamshire
Consultant:	Jane Theobald
Function:	Collections & Recoveries, Credit & Risk,
Contact phone:	0203 740 7222
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