ALBIS Leasing reports €2.7m profit in H1 2025

ALBIS Leasing AG has reported consolidated earnings before tax (EBT) of €2.7 million for the first half of 2025, broadly in line with last year’s figure of €2.8 million, despite a weaker economic environment. The company reaffirmed its earnings guidance for the full year and signalled plans to continue its dividend policy.

Business momentum in the first six months was supported by growth in new leasing volume, which rose to €54.3 million (H1 2024: €51.5 million), and an improved margin of 18.3% (H1 2024: 17.9%). A lean cost base and attractive refinancing also bolstered results.

These gains were partly offset by a significant rise in corporate insolvencies in Germany, which ALBIS said had been anticipated. The company highlighted that its focus on small-ticket financing – with an average asset value of about €6,000 – continued to deliver portfolio diversification and resilience.

“The first half of 2025 was very pleasing for ALBIS overall and confirmed the strategic focus on the small ticket business,” said CEO Sascha Lerchl.

“Our business model has once again demonstrated its robustness and future viability. Thanks to its clear strategic focus, ALBIS is very well positioned to successfully continue on its path in the second half of the year – and beyond.”

For 2025, ALBIS expects new business volumes of €100–107.5 million, after raising its original guidance in July. It also confirmed its EBT forecast of €4.5–5.75 million.