365 Finance appoints Jagriti Singh as Head of Credit

365 Finance, a UK revenue-based lenders for SMEs, has announced the appointment of Jagriti Singh as its new Head of Credit.

Singh joins from Virgin Money, where she was Head of Risk Analytics Strategy. With more than a decade of experience in credit strategy, risk management, and advanced analytics, she is set to play a pivotal role as 365 Finance scales towards £200 million in annual originations and expands into new markets, including Ireland.

“We are thrilled to welcome Jagriti to the 365 Finance family,” said Warren Abbey, CEO of 365 Finance.

“Her proven track record in building sophisticated risk analytics frameworks and driving digital transformation perfectly aligns with our mission to empower SMEs through innovative, AI-powered lending solutions. As we continue our rapid expansion into new markets like Ireland, Jagriti’s expertise will be instrumental in maintaining our industry-leading approval rates while scaling responsibly.”

Prior to Virgin Money, Singh spent six years at McKinsey & Company, leading AI-powered credit initiatives for major European banks and designing risk frameworks for portfolios exceeding US$300 billion.

Her appointment comes during a period of rapid growth for 365 Finance, which has seen over 50% year-on-year increases in funded deals. Its proprietary Rev&U™ platform, which delivers near-instant funding decisions using AI, has already supported more than 7,000 UK businesses with over £500 million in funding.

“I’m excited to join 365 Finance at such a pivotal moment in the company’s evolution,” Singh said. “The combination of cutting-edge AI technology and a customer-centric approach to SME lending represents the future of financial services.”

The move underscores 365 Finance’s commitment to strengthening its leadership team as it eyes further European expansion, backed by a recent £150 million debt facility from Pollen Street Capital.