CredAble

CredAble is a global AI-enabled working capital fintech helping banks, commercial finance firms and large enterprises digitise, scale and optimise working capital, trade finance and commercial lending programmes.

CredAble’s Commercial Finance platform and solutions extend this expertise across commercial lending products, borrower segments and use cases. By connecting fragmented information and streamlining manual underwriting, we enable lenders to expand origination capacity, accelerate application processing, and deliver timely credit decisions, while maintaining risk discipline and controls.

Front office teams gain a connected origination and credit assessment workflow, bringing data ingestion, financial analysis and decision-making into one automated and AI-enabled infrastructure. Due diligence, facility structuring, limit sizing and approval build on this shared information, reducing duplication and improving assessment consistency.

Annual reviews, covenant monitoring, and early warning signals extend visibility across the portfolio, supporting earlier intervention as exposures and customer requirements or risk profiles change.

Our specialised AI agents reduce the preparation behind each decision by extracting and validating information, analysing financial performance, identifying discrepancies and preparing credit assessments for human review. This allows teams to concentrate on risk evaluation and complex cases, while relationship managers gain capacity to progress opportunities and serve customers.

Governed agents operate within lenders’ rules, models and delegated authorities, with exceptions routed for review and the logic remaining traceable and auditable.

Lenders can deploy these capabilities within our AI-enabled origination platform or alongside existing systems. Modular, API-ready technology, multi-cloud flexibility and enterprise-grade security support phased modernisation whilst preserving existing back-end infrastructure.

Our London-based commercial finance team works with a technology hub headquartered in Mumbai, giving lenders direct access to sector expertise and engineering scale. Configurable technology accelerates implementation, while efficient delivery supports competitive pricing and ongoing development. Lenders gain a commercially attractive route to modernisation, with the flexibility to address immediate operational constraints and expand capacity to grow the business.

credable.in