​K3569 – Credit Manager, Middle Ticket – UK, Greater London / Surrey (Hybrid) – Asset Finance

Excellent salary plus bonus and benefits.

New Leaf Search has partnered with a leading European financial services group in its search for a Credit Manager, Middle Ticket.

Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).

The Credit Manager, Middle Ticket will take ownership of expert credit evaluation and underwriting across all business channels, with a primary focus on mid-ticket transactions. This role ensures robust governance, strong credit processes, and timely decision-making across origination, approvals, collateral, and restructuring.

Key Accountabilities:

• Analyse credit data and financial statements to assess risk and make lending decisions on mid-ticket asset finance proposals.
• Interpret internal and external credit, market and broker reports to determine creditworthiness.
• Generate and assess financial ratios and collateral curve analyses to evaluate customer risk and portfolio positioning.
• Prepare clear, concise and commercially balanced credit recommendations for decision-making.
• Exercise delegated sanctioning authority and prepare recommendations for transactions outside personal mandate.
• Maintain compliance with internal policies and statutory regulations including AML, TCF and data protection.
• Conduct periodic reviews of existing transactions, evaluating payment performance, collateral and market intelligence.
• Ensure all transactions meet approved sanctions, credit limits and documentation requirements.
• Provide guidance to front-office teams on risk identification, structuring and presentation.
• Contribute to continuous improvement of credit processes, governance and operational efficiency.

Person Specification:

• 3–5 years’ credit analysis or underwriting experience within asset finance or commercial lending.
• Excellent analytical capability with strong commercial judgement.
• Experience underwriting secured and unsecured mid-ticket transactions.
• Sound understanding of asset finance products, structures and funding facilities.
• Clear and confident communicator, able to present to senior stakeholders.
• Experience assessing structured lending and cash-flow based transactions.
• Strong Microsoft Word and Excel proficiency.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing.

You will also require relevant in-country experience, without which, your application will not be considered.

Job Reference:	K3569
Contract Type:	Permanent
Location	Richmond
Remote Working:	Hybrid
Consultant:	Katherine Amin
Function:	Credit / Risk
Contact phone:	0203 740 7222
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